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Our business debt relief programs range anywhere from 3-48 months. It will all depend on your specific needs and financial situation. Our goal is to set up the most sensible and affordable payment plan that provides you with fast and maximum debt relief.

Debt Relief: Debt relief refers to various strategies and programs aimed at reducing the total amount of debt owed. It involves negotiating with creditors to lower the outstanding balances, often through a process called debt settlement. In debt relief, the goal is to reach an agreement with creditors to accept a reduced amount as full payment, allowing the debtor to become debt-free faster.

Debt Consolidation: Debt consolidation, on the other hand, involves combining multiple debts into a single loan or credit account. The purpose of debt consolidation is to simplify the repayment process by merging all debts into one, often with a lower interest rate.

In summary, debt relief focuses on reducing the total amount of debt owed through negotiation, while debt consolidation aims to simplify repayment by combining multiple debts into one. The choice between the two depends on individual circumstances and financial goals.

At Sunny Debt Solutions, we specialize in assisting with a wide range of unsecured debts*. Our team negotiates directly with major credit card issuers and banks to effectively reduce outstanding balances. We are here to help you settle various types of debts, including business debts and loans, personal debts and loans, credit cards, lines of credit, medical bills, collections, repossessions, and certain student debts.